Pre-Departure Checklist: 90 Days to Your Move

A comprehensive timeline of everything you need to handle 90, 60, and 30 days before your international relocation — from document preparation to emotional readiness.

Why 90 Days?

International relocation has a predictable failure mode: people focus on the big decisions (which country, which city, which school) and leave the operational details until the last minute. Then, in the final weeks before departure, a cascade of administrative tasks overwhelms them — apostilles that take 6 weeks, school applications that have closed, bank accounts that require documents still in transit.

This checklist is designed to prevent that cascade. It breaks the pre-departure period into three phases, each with specific deliverables and deadlines. Cross off each item as you complete it, and you will arrive at your destination ready to settle in rather than scrambling to catch up.

90 Days Before: Foundation Phase

This is the strategic phase — confirming the big pieces and initiating processes with long lead times.

Documents and Legal

Financial Preparation

Housing and Logistics

60 Days Before: Execution Phase

By now, the strategic decisions are made. This phase is about execution and contingency planning.

Administrative

Financial

Family

30 Days Before: Final Countdown

Everything from this point should be confirmation, not initiation. If you are starting new processes at this stage, you are behind schedule.

Travel and Arrival

Home Country Wrap-Up

First Week After Arrival

Hit the ground running with these priorities:

  1. Day 1-2: Activate local SIM card, confirm temporary housing details, basic grocery shopping
  2. Day 2-3: Municipal registration (empadronamiento in Spain, junta de freguesia in Portugal)
  3. Day 3-5: Tax ID application (NIE, NIF, etc.)
  4. Day 5-7: Bank account appointment (bring all pre-prepared documentation)
  5. Week 2: Social security registration, healthcare enrollment, school orientation

A Note on Emotional Readiness

Checklists handle logistics. They do not handle the emotional reality of leaving your country, your community, your routines, and your support network.

The research on expat adjustment is clear: there is a predictable emotional cycle. An initial "honeymoon" phase (weeks 1-8), followed by a dip in satisfaction (months 3-6) as the novelty wears off and frustrations accumulate, followed by gradual adaptation (months 6-12+). Knowing this pattern in advance helps enormously — the dip is normal, not a sign that you made the wrong choice.

Invest in building a local social network from day one. Join expat groups, attend community events, enroll in language classes, find a gym or sports club. These connections are not luxuries — they are essential infrastructure for a successful relocation.

This article is for informational purposes only and does not constitute immigration or financial advice. Requirements vary by country and change frequently.

About the author

Daniel Martinez — Founder & CEO, Serra Wealth

Daniel Martinez is the founder and CEO of Serra Wealth, an independent, non-discretionary consulting firm for UHNW families and principals. He has picked stocks on fundamental and technical analysis since 2014 and managed his own crypto and public-equity portfolios since 2016. He holds a BBA from Esade and a Professional Investment and Risk Management certification. He is a professor at The American College of the Mediterranean (ACM/IAU), a recurring guest professor at UPF Barcelona School of Management, and a guest lecturer at Esade, was previously a professor at the Instituto de Inversiones Bursátiles y Trading (IBT), and speaks regularly at industry conferences.